What can I use as Proof of Employment / Financial Means?
When ordering your bank account, you will need to provide proof of income that satisfies the following criteria:
- Your full name (complete given names + surname) must match the name on your passport exactly
- All four corners of the document are visible
- All texts are crisp and legible
- No shadows or light reflections
- Details should not be blacked (salary, account balances, etc)
- If your document is NOT written in either English, Portuguese, Spanish, French or Italian, kindly attach a certified English translation to your original document. This only applies to Millennium BCP customers.*
- For customers from the Schengen area: Documents can be certified by a lawyer, notary or any BCP branches outside of Portugal.
- For customers from other countries or residents outside the Schengen Area: Documents can only be certified by any of the authorized entities below:
- Local entities with the Apostille of Hague
- Consulates and Portuguese Embassies
- Millennium BCP Representative Offices Abroad
- Banque BCP França and Luxembourg Branches
Schengen Areas: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
See the required documents based on your employment status:
| Employment Status |
Required Documents |
| Employed |
Either of the following:
- Paystub (issued within the past 3 months)
- No information should be blacked out
- Statement of employment issued by the company written on company letterhead (issued within the past 6 months). The document must have the following information:
- Company name
- Your occupation/role
- Salary details
- Hiring date
- Date of issue
- Company stamp/seal with signature
|
| Self-Employed |
Either of the following:
- Letter from your business partner or client indicating that you are the owner of your company. The document must have the following information:
- Your company/organization’s name
- Role or services you provide
- Date of issue (must be within the past months)
- Must have your business partner/client's company stamp/seal with a signature
- Must be written on official company letterhead
- Must show salary details or percentage of share capital (if owner)
- Note: If you're applying for a Joint Account, and the other account holder is your business partner, kindly provide a letter from a client instead
- See detailed requirements and example here
- Latest income tax statement
|
| Investor / Property Owner |
Either of the following:
- Signed rental agreement(s) + proof of deposits
- Financial statements that show your investments (issued within the past 6 months)
- Note: You may black out your account number and leave the last 4 digits
- Latest income tax statement
|
Student
|
Either of the following:
- Valid student identity card
- Proof of enrollment (issued within the past 3 months)
|
| Unemployed |
Either of the following:
- Unemployment verification letter issued by the employment office (issued within the past 3 months)
- Bank statement (issued within the past 3 months)
- Note:
- For D7 visa applicants, bank statement must have a minimum amount of 9,000 EUR
- You may black out your account number and leave the last 4 digits
|
Housewife / Househusband / Lives Off Assets
|
Either of the following:
- Bank statement (issued within the past 3 months)
- Note:
- For D7 visa applicants, bank statement must have a minimum amount of 9,000 EUR
- You may black out your account number and leave the last 4 digits
- Latest income tax statement
|
Retired
|
Either of the following:
- Pension statement (issued within the past 3 months)
- Bank statement (issued within the past 3 months)
- Note:
- For D7 visa applicants, bank statement must have a minimum amount of 9,000 EUR.
- You may black out your account number and leave the last 4 digits
- Government retirement verification letter (issued within the past 3 months)
|
